AT insurance

This offers a variety of insurance policies for AT subscribers.

Premium are deductions through their airtime.


How it works

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Register your details at an AT Customer Service Center or with a BIMA agent by calling 550.

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You will receive a welcome SMS confirming your AT Family Care insurance policy.

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Payment is made through daily deductions from your airtime wallet.

Hospital Admission Support

Are you an AT customer? You can get hospital support for your family for as little as Gp15 per day. AT Hospital Support protects you and a family member against financial losses you experience if you need to be hospitalized.

Find out more and sign up today to protect your family with BIMA and AT

Pay Gp15 daily for 20 days (GHC3/month) for up to GHC45 per night Hospital Admission Cover

Call 550 or Dial *550# for more information

Family Care Policy

AT Family Care Insurance pays up to GHC 3,200 if you or your registered family member were to pass away. The amount received is based on your AT airtime usage and premiums paid during the previous month. The insurance is monthly renewable; Use more airtime earn more cover.

Minimum age to register is 18 years and a maximum of 69 years.
Pay Gp15 daily for 20 days (GHC 3/month)

Payment channels: 

Airtime Usage/monthCover
Less than GH¢ 5GH¢ 300
GH¢ 5GH¢ 500
GH¢ 15GH¢ 1,000
GH¢ 30GH¢ 1,500
GH¢ 50GH¢ 2,000
GH¢ 80GH¢ 3,000
No claims bonus

Income Protection Policy

This policy insures you and a registered family member against permanent disability due to accident or illness, against three critical illnesses and against loss of income due to hospital admission.

IPP Tier 1 GHC 7.2
50p for 14days and 20p for last day 
Payment channels: 

Hospitalization Ghc 70 per night
Critical IllnessGhc 3,600
Partial Disability CoverGhc 1,800
Total permanent disabilityGhc 3,600
No Claim Bonus
IPP Tier 2 GHC 9.6
50p for 19days and 10p for last day 
Payment channels: 

Hospitalization Ghc 90 per night
Critical IllnessGhc 4,800
Partial Disability CoverGhc 2,400
Total permanent disabilityGhc 4,800
No Claim Bonus
IPP Tier3 GHC 12
50p for 24days  
Payment channels: 

Hospitalization Ghc 120 per night
Critical IllnessGhc 6,000
Partial Disability CoverGhc 3,000
Total permanent disabilityGhc 6,000
No Claim Bonus

Sign up now



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Contact Us: 080 00 00 545 | [email protected]
Faaco Complex Alajo, Opposite Ghana Police Academy.

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