---
title: "Health Risks During Floods in Ghana: Why Insurance Matters Now"
description: "Learn about the severe health risks during the Ghana flood crisis and how BIMA's health insurance provides 24/7 teleconsultation and medicine delivery."
keywords: "Ghana floods, flood health risks Ghana, Malaria during floods, Cholera Ghana, teleconsultation Ghana, BIMA insurance, health insurance during emergencies"
url: "https://bima.com.gh/blog/health-risks-during-floods-ghana"
language: "en"
---

# Health Risks During Floods in Ghana: Why Insurance Matters Now

July 14, 2026

The heavy rains and widespread flooding in Ghana have created more than just transportation chaos. They have brought a severe increase in health risks to our communities. Stagnant water and overflowing drains create the perfect breeding ground for mosquitoes, leading to a sharp rise in Malaria cases. Furthermore, contaminated water sources significantly increase the risk of waterborne diseases like Cholera and Typhoid.

## Why Seeking Medical Help is Harder Now

When you or a loved one falls sick during this crisis, getting to a hospital becomes incredibly difficult and dangerous. Flooded roads, heavy traffic, and long queues at overwhelmed clinics mean you might spend hours trying to get simple medical advice or medication. This delay in treatment can turn a easily manageable fever into a serious medical emergency.

## How BIMA Protects You During the Flood Crisis

Now, more than ever, having reliable health insurance is essential for your family's safety. BIMA is designed to protect you precisely when traveling is difficult. Here is why our insurance matters now:

  * **24/7 Teleconsultation:** You don't need to wade through floodwaters to see a doctor. With BIMA, you can speak to a qualified medical professional over the phone, anytime, day or night.
  * **Medicine Delivery at Home:** If the doctor prescribes medication, BIMA arranges for it to be delivered straight to your door, keeping you safe and dry.
  * **Coverage for Common Illnesses:** Our plans cover hospital admissions for flood-related illnesses like Malaria and Typhoid, ensuring you have the financial support you need if things get serious.
  * **Accidental Injury Protection:** Slips and falls are common during heavy rains. BIMA covers accidental injuries, giving you peace of mind.

## Don't Wait Until It's Too Late

The health risks are real, but you don't have to face them alone. Protect your family's health and your finances by securing a BIMA health plan today.

[Click here to register for B-Care Health Insurance](/b-care) and get immediate access to our 24/7 teleconsultation service. Stay safe, stay dry, and let BIMA take care of your health\!