---
title: "B-Life Insurance Plan | Protect Your Family For Life — BIMA Ghana"
description: "Protect your family with BIMA's B-Life insurance in Ghana. From GHc 25/month, get life cover, disability benefits, no-claims bonuses, and fast payout to mobile money."
keywords: "life insurance Ghana, BIMA Ghana life insurance, family protection, B-Life plan, AT Insurance, mobile money life insurance"
url: "https://bima.com.gh/b-life"
language: "en"
---

# Protect Your Family  
For Life

Life insurance ensures your family stays financially secure even when you're gone

[ Call 0800 000 545 ](tel:0800000545) [ WhatsApp ](https://wa.me/233268067216) [ Request Info ](/b-life-enquire)

Or dial **\*550\#** \(AT Insurance\)

![Happy Ghanaian Family Protected by BIMA B-Life](https://rxchusm4ka.koniglecdn.com/images/happy-ghanaian-family.webp)

## Choose Your Perfect Plan

## BASIC PLAN

Basic protection for you and your family

GHc 25

per month · Joint Cover \(you + 1 relative\)

💰 Life Cover

GHc 3,738

Your family receives this if you pass away

👨‍👩‍👧 Dependent Death

GHc 1,869

✅ Quick Payment

Payment within 3 working days. Money sent directly to your mobile money wallet.

[ CHOOSE BASIC — CALL NOW ](tel:0800000545)

⭐ BEST VALUE

## HIGH-VALUE PLAN

Greater cover + disability benefits + no-claims bonus

Low

Single Cover

GHc 25

Life Cover: GHc 3,738 Joint: GHc 37/mo

Medium

Single Cover

GHc 37

Life Cover: GHc 5,607 Joint: GHc 51/mo

High

Single Cover

GHc 51

Life Cover: GHc 7,476 Joint: GHc 61/mo

💰 Life Cover

GHc 7,476

♿ Total Permanent Disability \(TPD\)

GHc 33,642

🩹 Partial Permanent Disability \(PPD\)

GHc 16,821

🎁 No Claims Bonus

GHc 76 – 93

Cash lump sum every 12 months if no claim made

[ CHOOSE HIGH-VALUE — CALL NOW ](tel:0800000545)

ALL TIERS INCLUDE: 24/7 FREE BIMA Doctor Consultations \(Unlimited\)

## See How B-Life Really Helps

👨‍🏫

### Teacher Kofi, Age 40 — SHS Teacher, Accra

Kofi chose the **High-Value Plan — High Tier** \(GHc 61/month for Joint Cover\).

💔

### Teacher Kofi Passed Away Suddenly

After 14 months of paying GHc 61/month, Kofi passed away. His family was left without any income.

### B-Life Helped\! Family Received GHc 7,476

🎓

School Fees

GHc 3,200

🏠

Rent & Food

GHc 2,400

🙏

Funeral Costs

GHc 1,276

💳

Debts Cleared

GHc 600

**His wife didn't have to move the children from school\!**

💡 Teacher Kofi paid only GHc 61 per month

His family received GHc 7,476 — that's **122 times** his monthly payment\!

## How to Make a Claim

✅ Valid claims paid within 3 working days\!

1

####  Call 0800 000 545 

Within 180 days of the death or disability event

2

####  WhatsApp docs to 0268 067 216 

To start the claims process

3

#### Provide valid ID

Voter's ID · Passport · Ghana Card

4

#### Submit evidence

Death certificate endorsed by a doctor · Medical report for disability claims

## Ready to Protect Your Family?

Start today — from GHc 25/month

[ 0800 000 545 ](tel:0800000545) [ WhatsApp ](https://wa.me/233268067216) [ Request Info ](/b-life-enquire)

**\*550\#** \(AT Insurance\)