---
title: "B-Life Insurance Plan | Protect Your Family For Life — BIMA Ghana"
description: "Protect your family with BIMA's B-Life insurance in Ghana. From GHc 25/month, get life cover, disability benefits, no-claims bonuses, and fast payout to mobile money."
keywords: "life insurance Ghana, BIMA Ghana life insurance, family protection, B-Life plan, AT Insurance, mobile money life insurance"
url: "https://bima.com.gh/b-life"
language: "en"
---

# Protect Your Family  
For Life

Life insurance ensures your family stays financially secure even when you're gone

[ Call 0800 000 545 ](tel:0800000545) [ WhatsApp ](https://wa.me/233268067216)

Or dial **\*550\#** \(AT Insurance\)

![Happy Ghanaian Family Protected by BIMA B-Life](https://rxchusm4ka.koniglecdn.com/images/happy-ghanaian-family.webp)

## Choose Your Perfect Plan

## BASIC PLAN

Basic protection for you and your family

GHc 25

per month · Joint Cover \(you + 1 relative\)

Life Cover

GHc 3,738

![Dependent Death](https://rxchusm4ka.koniglecdn.com/images/payout_family.webp) Dependent Death

GHc 1,869

Quick Payment

Within 3 days to MoMo

CHOOSE BASIC

BEST VALUE

## HIGH-VALUE PLAN

Greater cover + disability benefits + no-claims bonus

Low

GHc 25

Life Cover: GHc 3,738 Joint: GHc 37/mo

Medium

GHc 37

Life Cover: GHc 5,607 Joint: GHc 51/mo

High

GHc 51

Life Cover: GHc 7,476 Joint: GHc 61/mo

![Life Cover](https://rxchusm4ka.koniglecdn.com/images/payout_family.webp) Life Cover

GHc 7,476

![Total Permanent Disability](https://rxchusm4ka.koniglecdn.com/images/disability_permanent.webp) Total Permanent Disability

GHc 33,642

![Partial Permanent Disability](https://rxchusm4ka.koniglecdn.com/images/minor_permanent_disability.webp) Partial Perm. Disability

GHc 16,821

![Fracture Cover](https://rxchusm4ka.koniglecdn.com/images/fracture.webp) Fracture Cover

Included

No Claims Bonus

GHc 76 – 93

CHOOSE HIGH-VALUE

ALL TIERS INCLUDE: 24/7 FREE BIMA Doctor Consultations \(Unlimited\)

## See How B-Life Really Helps

### Teacher Kofi, Age 40 — SHS Teacher, Accra

Kofi chose the **High-Value Plan — High Tier** \(GHc 61/month for Joint Cover\).

![Death Benefit](https://rxchusm4ka.koniglecdn.com/images/death_benefit.webp)

### Teacher Kofi Passed Away Suddenly

After 14 months of paying GHc 61/month, Kofi passed away. His family was left without any income.

### B-Life Helped\! Family Received GHc 7,476

School Fees

GHc 3,200

Rent & Food

GHc 2,400

Funeral Costs

GHc 1,276

Debts Cleared

GHc 600

His wife didn't have to move the children from school\!

Teacher Kofi paid only GHc 61 per month

His family received GHc 7,476 — that's **122 times** his monthly payment\!

## How to Make a Claim

Valid claims paid within 3 working days\!

1

#### Call 0800 000 545

Within 180 days of the death or disability event

2

#### WhatsApp docs to 0268 067 216

To start the claims process

3

#### Provide valid ID

Voter's ID · Passport · Ghana Card

4

#### Submit evidence

Death certificate endorsed by a doctor · Medical report for disability claims

## Ready to Protect Your Family?

Start today — from GHc 25/month

[ Call 0800 000 545 ](tel:0800000545) [ WhatsApp ](https://wa.me/233268067216)

Or dial **\*550\#** \(AT Insurance\)