--- title: "B-Health Ghana | Hospital Cash Cover from GHc 18/month | BIMA" description: "B-Health pays GHc 69–304 per night in hospital. Single, Joint, Family & Family Plus plans. Free doctor 24/7. Register via *714*99# from GHc 18/month." keywords: "hospital cash cover Ghana, B-Health insurance, BIMA health plan, hospital insurance Ghana, BIMA doctor" url: "https://bima.com.gh/b-health" language: "en" --- # Protect Your Family During Illness Choose the right plan for your family [ Get Coverage Info ](/b-health-enquire) [ Call Now ](tel:0800000545) Or dial **\*714\#** | WhatsApp: [0268 067 216](https://wa.me/233268067216) ![Ghanaian Healthcare Worker](https://rxchusm4ka.koniglecdn.com/images/ghanaian-healthcare-worker.webp) ## SINGLE & JOINT Cover just for you, or you + 1 relative WHO IS COVERED? ![You](https://rxchusm4ka.koniglecdn.com/images/adult_male.webp) You + ![1 Relative](https://rxchusm4ka.koniglecdn.com/images/adult_female.webp) 1 Relative 18 - 61 GHc per month Up to 304 GHc per night in hospital 24/7 Call doctor FREE ✓ 15,408 GHc max cover per year [ REQUEST INFO ](/b-health-enquire) ▼ See Full Details POPULAR ## FAMILY COVER Cover your spouse, up to 6 children, and parents WHO IS COVERED? ![](https://rxchusm4ka.koniglecdn.com/images/adult_male.webp) ![](https://rxchusm4ka.koniglecdn.com/images/adult_female.webp) + ![](https://rxchusm4ka.koniglecdn.com/images/child_boy.webp) ![](https://rxchusm4ka.koniglecdn.com/images/child_girl.webp) ![](https://rxchusm4ka.koniglecdn.com/images/child_boy.webp) + ![](https://rxchusm4ka.koniglecdn.com/images/elderly_male.webp) ![](https://rxchusm4ka.koniglecdn.com/images/elderly_female.webp) You + Spouse + Kids \(up to 6\) \+ Parents 37 - 127 GHc per month Up to 304 GHc per night in hospital 24/7 Doctor FREE ✓ 27,735 GHc max cover per year [ REQUEST INFO ](/b-health-enquire) ▲ Hide Details ## Choose Your Plan Level ### SINGLE & JOINT ![](https://rxchusm4ka.koniglecdn.com/images/adult_male.webp) ![](https://rxchusm4ka.koniglecdn.com/images/adult_female.webp) Bronze \(GHc 69/night\) GHc 18 Single Cover Joint: GHc 25/mo Silver \(GHc 101/night\) GHc 25 Single Cover Joint: GHc 37/mo Gold \(GHc 202/night\) GHc 37 Single Cover Joint: GHc 51/mo Platinum \(GHc 304/night\) GHc 51 Single Cover Joint: GHc 61/mo ![Hospital Cash](https://rxchusm4ka.koniglecdn.com/images/hospital_admission.webp) Hospital Cash GHc 101 per night ![Medication](https://rxchusm4ka.koniglecdn.com/images/medication.webp) Medication GHc 8/mo support ![Max Cover](https://rxchusm4ka.koniglecdn.com/images/payout_family.webp) Max Cover GHc 3,071 [ APPLY FOR THIS PLAN ](/b-health-enquire) MOST POPULAR ### FAMILY ![](https://rxchusm4ka.koniglecdn.com/images/adult_male.webp) ![](https://rxchusm4ka.koniglecdn.com/images/adult_female.webp) ![](https://rxchusm4ka.koniglecdn.com/images/child_boy.webp) ![](https://rxchusm4ka.koniglecdn.com/images/child_girl.webp) ![](https://rxchusm4ka.koniglecdn.com/images/child_boy.webp) ![](https://rxchusm4ka.koniglecdn.com/images/elderly_male.webp) ![](https://rxchusm4ka.koniglecdn.com/images/elderly_female.webp) Bronze \(GHc 69/night\) GHc 37 Family \(No Parents\) +Parents: GHc 51/mo Silver \(GHc 101/night\) GHc 60 Family \(No Parents\) +Parents: GHc 74/mo Gold \(GHc 202/night\) GHc 83 Family \(No Parents\) +Parents: GHc 98/mo Platinum \(GHc 304/night\) GHc 110 Family \(No Parents\) +Parents: GHc 127/mo ![Hospital Cash](https://rxchusm4ka.koniglecdn.com/images/hospital_admission.webp) Hospital Cash GHc 101 per night ![Medication](https://rxchusm4ka.koniglecdn.com/images/medication.webp) Medication GHc 9/mo support ![Max Cover](https://rxchusm4ka.koniglecdn.com/images/payout_family.webp) Max Cover GHc 7,165 [ APPLY FOR THIS PLAN ](/b-health-enquire) [ Get Details ](/b-health-enquire) Or call [0800 000 545](tel:0800000545) | [WhatsApp](https://wa.me/233268067216) ## See How B-Health Really Helps Real situations — see what B-Health can do for you ### Kwame, 34 — Delivery Rider, Kumasi Kwame pays **GHc 37/month** — Silver Joint Cover for himself and his wife Ama. ### Ama Fell Sick and Was Admitted to Hospital Ama developed severe malaria and was admitted for 4 nights. Kwame had no savings to cover the bill. ### B-Health Covered It\! 4 Nights Hospital \(Silver\) GHc 404 GHc 101/night × 4 nights Medication Support GHc 8 Towards prescribed medicines Kwame also called BIMA Doctor for a free follow-up — no clinic visit needed. Kwame pays only GHc 37/month — and his family is covered when it matters most. ### Abena, 28 — Market Trader, Accra Abena chose the Family Silver Plan at **GHc 60/month** — covering herself, her husband, and two children. ### Abena Was Admitted for Childbirth After 13 months on the plan, Abena delivered her baby and needed 2 nights of hospital care. Maternity cover had kicked in. ### Maternity Cover Paid Out\! 2 Nights Maternity \(Silver\) GHc 374 GHc 187/night × 2 nights Medication Support GHc 9 Towards post-birth medication Abena's family could focus on the new baby — not on how to pay the hospital bill. Abena's whole family is covered for GHc 60/month — less than GHc 2 per day. ## How to Make a Claim Valid claims paid within 72 hours\! 1 #### Call 0800 000 545 Within 180 days of hospital discharge 2 #### WhatsApp docs to 0800 000 545 To start the claims process 3 #### Provide valid ID Voter's ID · Passport · Ghana Card 4 #### Submit hospital evidence Discharge notice, patient's bill, doctor's report with admission & discharge dates ## Common Questions Simple answers to what people ask most Does B-Health cover pregnancy and childbirth? + Yes — B-Health includes **Maternity Cover** on all tiers. It pays a daily cash benefit while you are admitted to hospital for childbirth, and also provides a lump-sum death benefit if a maternal death occurs. For example, on the Silver tier you receive **GHc 187/night** during your hospital stay, plus up to **GHc 4,806** maternity death cover. Note that maternity cover has a **12-month waiting period** — so you must be on the plan for at least one full year before making a maternity claim. How quickly can I start using the BIMA Doctor service? + You can call a BIMA Doctor **immediately** — access starts as soon as you register and make your first payment. Just dial **0800 100 200** \(toll-free\) any time, 24 hours a day, 7 days a week. There is no waiting period for the doctor service. What does the Medication Support benefit actually cover? + Each month, your policy builds up a **medication support balance** \(e.g. GHc 8–9/month on Silver\). You can use this to pay for medicines, lab tests, or hospital fees — but only when they are **prescribed or referred by a BIMA Doctor**. There is a **3-month waiting period** before you can first use this balance. How long must I wait before my hospital admission is covered? + For **accidents** , hospital cover starts from the **first day of the next month** after your first payment. For **illness** , there is a **30-day waiting period**. Maternity cover has a **12-month waiting period**. Can I add my parents to my B-Health policy? + Yes — choose **Family Plus Cover**. It covers you + your spouse + up to 6 children + **your parents** \+ **your spouse's parents** , all under one monthly payment starting from **GHc 51/month**. ## Ready to Protect Your Family? Start today — from GHc 18/month [ Call 0800 000 545 ](tel:0800000545) [ WhatsApp ](https://wa.me/233268067216) Or dial **\*714\#** to register | WhatsApp: [0268 067 216](https://wa.me/233268067216)