---
title: "B-Health Ghana | Hospital Cash Cover from GHc 18/month | BIMA"
description: "B-Health pays GHc 69–304 per night in hospital. Single, Joint, Family & Family Plus plans. Free doctor 24/7. Register via *714*99# from GHc 18/month."
keywords: "hospital cash cover Ghana, B-Health insurance, BIMA health plan, hospital insurance Ghana, BIMA doctor"
url: "https://bima.com.gh/b-health"
language: "en"
---

Protect Your Family  
During Illness Hospital cash, doctor calls, and medication support — all in one plan [ Call 0800 000 545 ](tel:0800000545) [ WhatsApp ](https://wa.me/233268067216) [ Request Info ](/b-health-enquire) Or dial **\*714\#** to register ![A smiling Ghanaian healthcare worker in blue scrubs interacts with a patient in a bright, modern clinic.](https://rxchusm4ka.koniglecdn.com/images/ghanaian-healthcare-worker.webp) 📞 Doctor on Call Unlimited free doctor calls, 24/7 🏥 Hospital Cash Daily cash paid when you are admitted 💊 Medication Help Monthly support for medicines Choose Your Perfect Plan Simple monthly payments. Select your level below to see your benefits instantly. SINGLE & JOINT Cover just for you, or you + 1 relative Bronze Single Cover GHc 18 Basic protection Joint: GHc 25/mo Silver Single Cover GHc 25 Most popular Joint: GHc 37/mo Gold Single Cover GHc 37 High protection Joint: GHc 51/mo Platinum Single Cover GHc 51 Maximum cover Joint: GHc 61/mo 🏥 Hospital Cash GHc 101 Paid to you per night admitted 🛡️ Max Hospital Cover Single Cover GHc 3,071 Joint Cover GHc 5,118 💊 Medication Support GHc 8 / month Towards prescribed medicines [ CALL TO CHOOSE PLAN ](tel:0800000545) [ Request Info ](/b-health-enquire) ⭐ BEST FOR FAMILIES FAMILY COVER Cover your spouse, up to 6 children, and parents Bronze You, Spouse & up to 6 Kids GHc 37 Basic protection +Parents: GHc 51/mo Silver You, Spouse & up to 6 Kids GHc 60 Most popular +Parents: GHc 74/mo Gold You, Spouse & up to 6 Kids GHc 83 High protection +Parents: GHc 98/mo Platinum You, Spouse & up to 6 Kids GHc 110 Maximum cover +Parents: GHc 127/mo 🏥 Hospital Cash GHc 101 Paid to you per night admitted 👨‍👩‍👧‍👦 Max Hospital Cover You, Spouse & up to 6 Kids GHc 7,165 Including Parents GHc 9,212 💊 Medication Support GHc 9 / month Towards prescribed medicines [ CALL TO CHOOSE PLAN ](tel:0800000545) [ Request Info ](/b-health-enquire) Maternity cover included on all plans. Doctor service starts immediately after you register. See How B-Health Really Helps Real situations — see what B-Health can do for you 🛵 Kwame, 34 — Delivery Rider, Kumasi Kwame pays **GHc 37/month** — Silver Joint Cover for himself and his wife Ama. 🤒 Ama Fell Sick and Was Admitted to Hospital Ama developed severe malaria and was admitted for 4 nights. Kwame had no savings to cover the bill. B-Health Covered It\! 🏥 4 Nights Hospital \(Silver\) GHc 404 GHc 101/night × 4 nights 💊 Medication Support GHc 8 Towards prescribed medicines Kwame also called BIMA Doctor for a free follow-up — no clinic visit needed. 💡 Kwame pays only GHc 37/month — and his family is covered when it matters most. 🤰 Abena, 28 — Market Trader, Accra Abena chose the Family Silver Plan at **GHc 60/month** — covering herself, her husband, and two children. 🏥 Abena Was Admitted for Childbirth After 13 months on the plan, Abena delivered her baby and needed 2 nights of hospital care. Maternity cover had kicked in. Maternity Cover Paid Out\! 🏥 2 Nights Maternity \(Silver\) GHc 374 GHc 187/night × 2 nights 💊 Medication Support GHc 9 Towards post-birth medication Abena's family could focus on the new baby — not on how to pay the hospital bill. 💡 Abena's whole family is covered for GHc 60/month — less than GHc 2 per day. How to Make a Claim ✅ Valid claims paid within 72 hours\! 1 Call 0800 000 545Within 180 days of hospital discharge 2 WhatsApp docs to 0800 000 545To start the claims process 3 Provide valid IDVoter's ID · Passport · Ghana Card 4 Submit hospital evidenceDischarge notice, patient's bill, doctor's report with admission & discharge dates Common Questions Simple answers to what people ask most Does B-Health cover pregnancy and childbirth? + Yes — B-Health includes **Maternity Cover** on all tiers. It pays a daily cash benefit while you are admitted to hospital for childbirth, and also provides a lump-sum death benefit if a maternal death occurs. For example, on the Silver tier you receive **GHc 187/night** during your hospital stay, plus up to **GHc 4,806** maternity death cover. Note that maternity cover has a **12-month waiting period** — so you must be on the plan for at least one full year before making a maternity claim.  How quickly can I start using the BIMA Doctor service? + You can call a BIMA Doctor **immediately** — access starts as soon as you register and make your first payment. Just dial **0800 100 200** \(toll-free\) any time, 24 hours a day, 7 days a week. There is no waiting period for the doctor service.  What does the Medication Support benefit actually cover? + Each month, your policy builds up a **medication support balance** \(e.g. GHc 8–9/month on Silver\). You can use this to pay for medicines, lab tests, or hospital fees — but only when they are **prescribed or referred by a BIMA Doctor**. There is a **3-month waiting period** before you can first use this balance.  How long must I wait before my hospital admission is covered? + For **accidents** , hospital cover starts from the **first day of the next month** after your first payment. For **illness** , there is a **30-day waiting period**. Maternity cover has a **12-month waiting period**.  Can I add my parents to my B-Health policy? + Yes — choose **Family Plus Cover**. It covers you + your spouse + up to 6 children + **your parents** \+ **your spouse's parents** , all under one monthly payment starting from **GHc 51/month**.  Ready to Protect Your Family? Start today — from GHc 18/month [ 0800 000 545 ](tel:0800000545) [ WhatsApp ](https://wa.me/233268067216) [ Request Info ](/b-health-enquire) Or dial **\*714\#** to register via mobile money