---
title: "B-Care - Complete Healthcare Plan for You & Family"
description: "Complete B-Care Healthcare Plan. Get Doctor, Hospital, Lab, Medicine coverage from GHc 36/month. No cash needed at hospitals. BIMA Doctor included."
keywords: "B-Care, BIMA, Insurance, Ghana Health, Hospital Plan, Family Health Insurance"
url: "https://bima.com.gh/b-care"
language: "en"
---

🏥 Ghana's Most Complete Healthcare Plan 

# B-Care

Complete Healthcare for All Your Medical Needs 

From just GHc 36/month — Doctor · Hospital · Lab · Medicine · All Cashless 

[ Call 0800 000 545 ](tel:0800000545) [ Get Started ](/b-care-enquire)

Or dial: **\*550\#** \(AT Insurance\) 

![Authentic Ghanaian Family Consulting Nurse in Clinic](https://rxchusm4ka.koniglecdn.com/images/ghanaian-family-clinic_yC01IGo.webp)

##  Choose Your B-Care Plan 

All plans include: FREE Doctor 24/7 · Cashless Hospital · Medical Centres · Guaranteed Cashback 

👥

### JOINT PLAN

Up to 2 People

GHc 36 – 115

per month

Coverage up to **GHc 51,612/year**

⭐ POPULAR 

👨‍👩‍👧‍👦

### FAMILY PLAN

Up to 4 People

GHc 54 – 132

per month

Coverage up to **GHc 51,612/year**

👨‍👩‍👧‍👦👵👴

### FAMILY PLUS

Up to 6 People

GHc 67 – 167

per month

Coverage up to **GHc 51,612/year**

##  Compare All Coverage Tiers 

Each plan comes in 4 tiers with different coverage levels 

**BIMA Care Credit** includes Hospital, Pregnancy, and Medical Centre coverage 

Bronze Silver Gold Platinum

### BRONZE

Essential Protection

👥 Joint \(2 people\)

GHc 36/mo

Total BIMA Care Credit GHc 14,256/year

• Hospital Admission GHc 11,880

• Pregnancy & Maternity GHc 2,376

• Medical Centres GHc 2,376

💰 Annual Cashback GHc 86

👨‍👩‍👧‍👦 Family \(4 people\)

GHc 54/mo

Total BIMA Care Credit GHc 14,256/year

• Hospital GHc 11,880

• Pregnancy GHc 2,376

• Medical Centres GHc 2,376

💰 Annual Cashback GHc 130

👨‍👩‍👧‍👦👵 Family Plus \(6 people\)

GHc 67/mo

Total BIMA Care Credit GHc 14,256/year

• Hospital GHc 11,880

• Pregnancy GHc 2,376

• Medical Centres GHc 2,376

💰 Annual Cashback GHc 161

24/7 FREE BIMA Doctor Calls

### SILVER

Better Coverage

👥 Joint \(2 people\)

GHc 46/mo

Total BIMA Care Credit GHc 18,216/year

• Hospital GHc 15,180

• Pregnancy GHc 3,036

• Medical Centres GHc 3,036

💰 Annual Cashback GHc 109

👨‍👩‍👧‍👦 Family \(4 people\)

GHc 69/mo

Total BIMA Care Credit GHc 18,216/year

• Hospital GHc 15,180

• Pregnancy GHc 3,036

• Medical Centres GHc 3,036

💰 Annual Cashback GHc 145

👨‍👩‍👧‍👦👵 Family Plus \(6 people\)

GHc 86/mo

Total BIMA Care Credit GHc 18,216/year

• Hospital GHc 15,180

• Pregnancy GHc 3,036

• Medical Centres GHc 3,036

💰 Annual Cashback GHc 181

24/7 FREE BIMA Doctor Calls

⭐ POPULAR 

### GOLD

Premium Coverage

👥 Joint \(2 people\)

GHc 86/mo

Total BIMA Care Credit GHc 34,914/year

• Hospital GHc 30,360

• Pregnancy GHc 6,072

• Medical Centres GHc 4,554

💰 Annual Cashback GHc 181

👨‍👩‍👧‍👦 Family \(4 people\)

GHc 98/mo

Total BIMA Care Credit GHc 34,914/year

• Hospital GHc 30,360

• Pregnancy GHc 6,072

• Medical Centres GHc 4,554

💰 Annual Cashback GHc 218

👨‍👩‍👧‍👦👵 Family Plus \(6 people\)

GHc 132/mo

Total BIMA Care Credit GHc 34,914/year

• Hospital GHc 30,360

• Pregnancy GHc 6,072

• Medical Centres GHc 4,554

💰 Annual Cashback GHc 290

24/7 FREE BIMA Doctor Calls

👑 MAXIMUM

### PLATINUM

Ultimate Protection

👥 Joint \(2 people\)

GHc 115/mo

Total BIMA Care Credit GHc 51,612/year

• Hospital GHc 45,540

• Pregnancy GHc 9,108

• Medical Centres GHc 6,072

💰 Annual Cashback GHc 254

👨‍👩‍👧‍👦 Family \(4 people\)

GHc 132/mo

Total BIMA Care Credit GHc 51,612/year

• Hospital GHc 45,540

• Pregnancy GHc 9,108

• Medical Centres GHc 6,072

💰 Annual Cashback GHc 290

👨‍👩‍👧‍👦👵 Family Plus \(6 people\)

GHc 167/mo

Total BIMA Care Credit GHc 51,612/year

• Hospital GHc 45,540

• Pregnancy GHc 9,108

• Medical Centres GHc 6,072

💰 Annual Cashback GHc 363

24/7 FREE BIMA Doctor Calls

Coverage Details |  BRONZE Essential |  SILVER Better |  ⭐ POPULAR GOLD Premium |  👑 MAX PLATINUM Ultimate  
---|---|---|---|---  
👥 JOINT PLAN \(Up to 2 People\)  
Monthly Premium | GHc 36 | GHc 46 | GHc 86 | GHc 115  
Total BIMA Care Credit | GHc 14,256/year | GHc 18,216/year | GHc 34,914/year | GHc 51,612/year  
• Hospital Admission | GHc 11,880 | GHc 15,180 | GHc 30,360 | GHc 45,540  
• Pregnancy & Maternity | GHc 2,376 | GHc 3,036 | GHc 6,072 | GHc 9,108  
• Medical Centres Credit | GHc 2,376 | GHc 3,036 | GHc 4,554 | GHc 6,072  
💰 Annual Cashback | GHc 86 | GHc 109 | GHc 181 | GHc 254  
👨‍👩‍👧‍👦 FAMILY PLAN \(Up to 4 People\)  
Monthly Premium | GHc 54 | GHc 69 | GHc 98 | GHc 132  
Total BIMA Care Credit | GHc 14,256/year | GHc 18,216/year | GHc 34,914/year | GHc 51,612/year  
• Hospital Admission | GHc 11,880 | GHc 15,180 | GHc 30,360 | GHc 45,540  
• Pregnancy & Maternity | GHc 2,376 | GHc 3,036 | GHc 6,072 | GHc 9,108  
• Medical Centres Credit | GHc 2,376 | GHc 3,036 | GHc 4,554 | GHc 6,072  
💰 Annual Cashback | GHc 130 | GHc 145 | GHc 218 | GHc 290  
👨‍👩‍👧‍👦👵 FAMILY PLUS \(Up to 6 People\)  
Monthly Premium | GHc 67 | GHc 86 | GHc 132 | GHc 167  
Total BIMA Care Credit | GHc 14,256/year | GHc 18,216/year | GHc 34,914/year | GHc 51,612/year  
• Hospital Admission | GHc 11,880 | GHc 15,180 | GHc 30,360 | GHc 45,540  
• Pregnancy & Maternity | GHc 2,376 | GHc 3,036 | GHc 6,072 | GHc 9,108  
• Medical Centres Credit | GHc 2,376 | GHc 3,036 | GHc 4,554 | GHc 6,072  
💰 Annual Cashback | GHc 161 | GHc 181 | GHc 290 | GHc 363  
ALL TIERS INCLUDE: 24/7 FREE BIMA Doctor Consultations \(Unlimited\)  
  
**Note:** BIMA Care Credit includes Hospital Admission, Pregnancy/Maternity, and Medical Centres coverage combined

Annual Cashback is paid after 12 months of continuous coverage, whether or not you make claims

##  Why B-Care is Ghana's Best Healthcare Plan 

### 24/7 FREE Doctor Calls

Talk to qualified BIMA doctors anytime, day or night via tele consultation. Unlimited calls. 

### 100% Cashless

Cashless financial support for non-hospitalisation and hospital admission care. No upfront payments. 

### Guaranteed Cashback

Enjoy guaranteed loyalty cashback on your subscription's anniversary every year. 

### Pregnancy Coverage

Up to GHc 9,108 for pregnancy hospitalisation care and delivery. Because healthy mothers matter. 

### Whole Family Covered

Parents, kids, even grandparents\! Up to 6 people on one affordable plan. 

### Hospitals Nationwide

Access quality hospital admission care at trusted hospitals and clinics across Ghana. 

### Medicine Delivery

Medicine delivery at home. Get your prescribed medications delivered straight to your doorstep. 

### Cashless Lab Tests

Cashless laboratory and diagnostic tests. Get referred to partner labs for tests without paying upfront. 

### Proactive & Specialist Care

Access to specialist doctors on appointment, and proactive health engagement via SMS to keep you healthy. 

##  Real Stories from B-Care Members 

👩‍⚕️

Akosua's Story

Accra · Mother of 2

"When my son had malaria, I called the BIMA doctor at 2am. They guided me until morning, then arranged cashless treatment at the hospital. No stress, no cash worries." 

⭐⭐⭐⭐⭐

Gold Family Plan

👨‍💼

Kwame's Story

Kumasi · Business Owner

"I pay GHc 132/month Platinum for my wife, 3 kids and myself. Got GHc 290 cashback last year even though we only visited hospital twice. Smart investment\!" 

⭐⭐⭐⭐⭐

Platinum Family Plan

👵

Ama's Story

Takoradi · Grandmother

"My daughter added me to her B-Care family plus plan. Now I can see the doctor whenever I need without feeling like a burden. The phone doctor service is wonderful\!" 

⭐⭐⭐⭐⭐

Silver Family Plus

##  Your Journey With B-Care 

1 

### Subscribe to B-care

Call **0800 000 545** or dial **\*550\#**. Choose your plan and subscribe to B-care today. 

2 

### Use Your Benefits

Speak to a BIMA Doctor on your health issue. Get medications or referred to a partner hospital/lab. B-care will support your treatment cost up to your limit\! 

3 

### Enjoy Your Cashback

Enjoy loyalty cashback on your subscription's anniversary. Guaranteed money back directly to your mobile money\! 

##  Ready to Protect Your Family? 

Join thousands of Ghanaians who trust B-Care for complete healthcare coverage 

[ Call 0800 000 545 Now ](tel:0800000545) [ Get a Free Quote ](/b-care-enquire)

Or dial **\*550\#** on your phone \(AT Insurance\) · Available 24/7 

##  Common Questions About B-Care 

### What is BIMA Care Credit?

BIMA Care Credit is the total annual coverage amount you get. It includes three parts: Hospital Admission coverage, Pregnancy & Maternity coverage, and Medical Centres credit. For example, Platinum tier gives you GHc 51,612 total \(GHc 45,540 hospital + GHc 9,108 pregnancy + GHc 6,072 medical centres\). 

### Can I really call a doctor anytime for free?

Yes\! 24/7, 365 days a year. Call **0800 000 545** and speak to a qualified BIMA doctor. No limits, completely free with your B-Care membership, all tiers included. 

### Do I need to pay upfront at hospitals?

No\! B-Care is 100% cashless at our partner hospitals, pharmacies and medical centres. BIMA pays directly. 

### How does the cashback work?

Every year after 12 months of continuous coverage, you automatically receive guaranteed cashback to your mobile money whether you make claims or not. It's our way of rewarding you for staying healthy\! Amount varies by tier: Bronze \(GHc 86-161\), Silver \(GHc 109-181\), Gold \(GHc 181-290\), Platinum \(GHc 254-363\). 

### What's the difference between Bronze, Silver, Gold and Platinum?

All tiers include FREE 24/7 doctor calls. The difference is in coverage amounts and cashback. Bronze gives you GHc 14,256 total coverage \(starting at GHc 36/month\), Silver gives GHc 18,216 \(GHc 46/month\), Gold gives GHc 34,914 \(GHc 86/month\), and Platinum gives maximum GHc 51,612 coverage \(GHc 115/month for Joint plan\). 

### Can I add my parents or grandparents?

Absolutely\! The Family Plus Plan covers up to 6 people across 3 generations: parents, children, and even grandparents.