LIFE POLICY

LIFE POLICY

GET UP TO GHS1000 COVER FOR YOU AND A FAMILY MEMBER


This policy insures the policyholder and one registered family member (Parent, Spouse, Sibling, or Child) in case of death. GH¢1000 for policyholder and GH¢750 for family member.

How It Works


Register your details with a BIMA sales agent and receive a membership card ( keep the card in a safe place )
You will also receive an SMS confirming your registration and then a monthly SMS update from BIMA
To renew your membership contact us on 0277 000 545

To renew your membership contact us on
0277 000 545.

Terms and Conditions

Commencement Date: Cover starts immediately after registration and payment of all premiums. Note that subsequent changes to your registered family member will be subject to a 30-day waiting period.

Claims


You have to report a claim within 90 days of death of the insured. Payment will be made upon receipt of required documents:

Identification Document: (Voters ID, NHIS, Passport, Driver’s Licence) for the insured and for the beneficiary. Plus your Insurance Membership Card.
Evidence of Death: Death Certificate, OR Medical Certificate for Cause of Death, OR Burial Permit.

BENEFICIARY


In the event of death of the insured the benefit shall be paid to the policyholder’s legal personal representative (beneficiary).

AGE


The minimum age of entry is 18 years and a maximum of 69 years at the time of registration.

EXCLUSION


Benefits under this policy shall not be paid where the cause of death is as a result of: Abuse of Alcohol or illegal narcotics. War, insurrection, instigation of riots or civil commotion. The benefit of this policy shall not be paid if the insured person was older than 69 at registration, or if claims documentation is not authentic.